0 - Central Downtown Homes under $400,000

0 - Central Downtown Homes under $400,000

Welcome to Central Downtown Louisville, Kentucky, a vibrant hub where history meets modernity! Nestled in the heart of Jefferson County, this dynamic area boasts an eclectic mix of culture, entertainment, and culinary delights, making it one of the most sought-after destinations in the city.

Central Downtown is not just about its stunning architecture and bustling streets; it’s also a community that embraces diversity and creativity. From the iconic Louisville Slugger Museum to the lively Fourth Street Live! entertainment district, there’s always something exciting happening. Residents enjoy easy access to local parks, art galleries, and an array of dining options that showcase the rich culinary heritage of the region.

For those looking to plant roots in this thriving area, you’ll be pleased to discover a range of charming homes available for under $400,000. Whether you’re a first-time buyer or looking to downsize, Central Downtown offers a variety of housing options that cater to different lifestyles. From historic brownstones that exude character to modern condos with stunning skyline views, you’ll find a place that feels just right for you.

Living in Central Downtown means enjoying a lifestyle filled with convenience and vibrancy. With public transportation at your doorstep and a walkable community, you can easily explore everything this lively area has to offer. Don’t miss out on the opportunity to call Central Downtown Louisville your home, where every day brings new adventures and a sense of belonging. Your dream home awaits in this enchanting neighborhood!

Newest 0 - Central Downtown Homes under $400,000

309 E Market St Unit 204, Louisville
$299,900
1 Beds ⋅ 1 Baths ⋅ 1730909 MLS
Experience elevated urban living at Mercantile Gallery Lofts in Louisville's vibrant East Market/Gallery District. This beautifully refreshed loft blends historic industrial character with modern sophistication, featuring soaring 15-foot ceilings, exposed brick, stained concrete floors, fresh paint, new appliances, and stylish renovations throughout. The expansive open-concept layout is designed for both everyday living and entertaining. The kitchen showcases granite countertops, abundant cabinetry, and generous bar seating, while the oversized living space offers endless possibilities. Additional highlights include a spacious walk-in shower, ample closet space, and convenient in-unit laundry. Residents enjoy exceptional amenities including a private fitness center, entertainment and gathering spaces, billiards area, library, conference room, courtyard, and outdoor terrace. Just steps from premier dining, galleries, entertainment, Slugger Field, and the KFC Yum! Center, Unit 204 delivers sophisticated loft living in the heart of Louisville.

309 E Market St Unit 204, Louisville
324 E Main St Unit 503, Louisville
$400,000
2 Beds ⋅ 2 Baths ⋅ 1730736 MLS
Updates (new carpet and fresh paint) , Spacious, Top Floor (more light, views, and no one above you)! Fleur-de-Lis, one of Downtown Louisville's premier urban communities! This beautifully designed 2-bedroom, 2-bath condo offers 1566 sq. ft. of stylish, comfortable living in an outstanding location near Waterfront Park, NuLu, Slugger Field, the Central Business District, Louisville's Medical Complex, restaurants, shopping, entertainment, and cultural attractions. Luxury Living in the Heart of Downtown Louisville! Welcome home to Fleur-de-Lis—Louisville's premier State-of-the-Art, mixed-use development offering an unparalleled lifestyle. This stunning 5-story steel-and-concrete architectural masterpiece features 82 luxury-designed homes, perfectly situated to enjoy the best of urban living. These exquisite condos are built with superior craftsmanship and attention to detail. You will find soaring 10-foot ceilings throughout, enhancing the feeling of space and luxury. The Gourmet Kitchens are equipped with Stainless Steel appliances, custom cabinetry, tile backsplashes, and elegant Granite or Marble countertops, complemented by a gas range and a large walk-in pantry. Residences feature elegant wood flooring and ceramic tile throughout, and are constructed with near sound-eliminating concrete floors, ceilings, and walls for ultimate privacy. You will enjoy spacious Master Suites complete with large walk-in closets, a luxurious Master Bath, and a Second Bath featuring a Jacuzzi-style tub. Building Amenities & Services: Fleur-de-Lis offers residents exceptional amenities for comfort and convenience. Ownership includes one indoor secure parking space within the Secure Basement Parking Garage (additional spaces may be rented or purchased). Residents can relax and take in the city from the Rooftop Terrace, offering fantastic, sweeping views of the Louisville waterfront, or enjoy the two beautifully landscaped walking gardens (courtyards). The building also features a state-of-the-art Fitness Room, a convenient Party Room with a caterer's kitchen perfect for entertaining, two modern elevators, and secure building access. HOA Fee Includes: The comprehensive monthly condo fee simplifies living and covers essentials such as high-speed internet, water/sewer, gas, and trash/recycling. Additionally, the fee includes the Master Insurance policy, grounds and common area maintenance, and unrestricted use of all exceptional amenities (the fitness room, courtyards, party room, rooftop terrace, and basement parking garage). Premier Downtown Location: Live within immediate walking distance of all the best Louisville has to offer, including Waterfront Park, NuLu (New Louisville), the Yum! Center & Slugger Field, the Central Business District, Louisville's Medical Complex, and the Main Cultural District. The location provides easy access to an abundance of fine restaurants, bars, shopping, and major highways.

324 E Main St Unit 503, Louisville
420 W Breckinridge St Unit APT C4, Louisville
$175,000
3 Beds ⋅ 1 Baths ⋅ 1730502 MLS
Nestled in the heart of Old Louisville, The Thierman is a remarkable jewel rich in character & timeless charm. Designed by architect James J. Gaffney in 1913, this 24-unit building is listed on the National Register of Historic Places. Distinctive features include stained-glass windows, extended eaves, intricate ironwork & elegant rail balconies overlooking the beautiful courtyard. Enjoy gated parking & secured entry. This 2nd-floor unit features soaring ceilings, original woodwork, columns & beams, custom bookcases, built-ins, decorative Fireplace & French doors leading to the balcony. Floor plan offers 2 BRs, versatile 3rd BR/parlor, LR, formal DR & kitchen w/newer appliances. Bsmt storage. Water, sewer, snow removal & trash incl.

420 W Breckinridge St Unit APT C4, Louisville
1037 S 4th St Unit APT 2, Louisville
$234,900
3 Beds ⋅ 3 Baths ⋅ 1730363 MLS
Beautifully renovated 3-bedroom, 3-bath condo in the heart of historic Old Louisville! Freshly painted and move-in ready, this spacious two-level home combines historic character with stylish updates and a thoughtfully designed floor plan. High ceilings, oversized windows and abundant natural light create a bright and inviting interior. The living area features a striking fireplace, while the updated kitchen offers new stainless appliances, gas cooking and a fabulous built-in bar area with granite top, sink, cabinetry and seating. The first-floor bedroom features an en suite full bath with additional hall access for guests, plus a nearby nook ideal for a desk or small home office. An architectural staircase leads upstairs to two light-filled bedrooms, each with its own beautifully renovate en suite bath. Generous closet space, in-unit laundry hookups for a stackable washer/dryer and additional basement storage add everyday convenience. Pocket doors, transom windows and architectural details add to the character throughout. Conveniently located near the University of Louisville, downtown, restaurants, shopping and all that historic Old Louisville has to offer. A unique opportunity to enjoy the space and privacy of a 3-bedroom, 3-bath home with the convenience of condo living.

1037 S 4th St Unit APT 2, Louisville
309 E Market St Unit 302, Louisville
$304,900
1 Beds ⋅ 1 Baths ⋅ 1730331 MLS
This amazing 1BR, IBA condo is located on the third-floor of the Mercantile Lofts building! A corner unit that is walking distance to Waterfront Park and its many festivals, Slugger Field, NULU restaurants, shops, and nightlife. This loft-style open concept has polished concrete floors throughout, wood cabinets and granite countertops, floor to ceiling windows and power blinds! Many recent upgrades to this condo include, newer high-end appliances, newer HVAC system in 2023, and water heater installed in 2024. Newer light fixtures in kitchen and bathroom. New kitchen backsplash. The large kitchen island is made for entertaining! The condo building has many common spaces for use-a bike room, exercise room, kitchen, library and gathering rooms, and a lovely shared courtyard and grill. A deeded parking garage space and storage unit are part of this sale! Secure building and mail delivery. What are you waiting for?

309 E Market St Unit 302, Louisville
605 E Kentucky St, Louisville
$329,000
3 Beds ⋅ 3 Baths ⋅ 1730274 MLS
Convenient to Logan Street Market & Paristown Pointe, this incredible home is in the heart of the ever-progressive Shelby Park/Smoketown area. The open concept with 10 ft ceilings, recessed lights, engineered wood flooring, lots of cabinets, a larger pantry, quartzite counters with a matching custom backsplash, full suite of stainless appliances, quarzite island with more cabinet space and seating for 4. All bedrooms are on the 2nd floor with a well-placed Laundry with stack Washer & Dryer included. The Primary Suite offers dual closets, dual vanities in the bathroom and custom tile throughout. The covered front porch sits elevated for a unique view of the cozy neighborhood. This beautiful home with fully fenced backyard also is surrounded by lovely and warm neighbors!

605 E Kentucky St, Louisville
946 Vine St, Louisville
$220,000
2 Beds ⋅ 2 Baths ⋅ 1730188 MLS
Check this one out! This home has been in the same family since it was built! This home offers: 2 bedrooms, 1.5 baths, eat in kitchen, living room , laundry room. It is nestled among higher priced homes! With updates and TLC this one could be fabulous home or investment property. There is a 2 car garage that you enter through the alley. Close to everything: the Highlands, Germantown, Schnitzelburg, downtown, local restaurants, bars! EZ to show and immediate possession!

946 Vine St, Louisville
1013 S Shelby St, Louisville
$150,000
2 Beds ⋅ 1 Baths ⋅ 1730048 MLS
Welcome to 1013 S Shelby St! This 2 bedroom, 1 bath home offers an approachable opportunity for a first time buyer, investor, or anyone looking for a manageable space in central Louisville. Inside, you'll find a functional one level layout with a comfortable living room, kitchen, two bedrooms, and full bath. Outside, the property features both a porch and patio along with a privacy fenced backyard, giving you additional space to relax or entertain. With central air, natural gas heat, no HOA, and convenient access to everything Louisville has to offer, this home is full of potential. Property is being sold as is.

1013 S Shelby St, Louisville
955 S 7th St, Louisville
$219,999
4 Beds ⋅ 2 Baths ⋅ 1729893 MLS
Everything is brand new and it shows. This fully renovated home was taken down to the studs and rebuilt with all new major systems, including the roof, HVAC, plumbing, electrical, windows and more. Step inside to a bright, open layout with high ceilings, abundant natural light, and a clean modern feel throughout. The kitchen features sleek cabinetry, stainless steel appliances, and a seamless flow into the main living space - perfect for everyday living or entertaining. Both bathrooms have been completely updated with stylish contemporary finishes. Outside, enjoy a refreshed yard and a welcoming front porch that adds to the home's charm. Conveniently located just minutes from downtown, dining and parks.

955 S 7th St, Louisville
911 S Preston St, Louisville
$225,000
3 Beds ⋅ 2 Baths ⋅ 1729531 MLS
Built in 2024, this charming two-story home offers a modern design and low-maintenance living! Featuring 3 bedrooms and 1.5 baths, the first floor welcomes you with an open-concept living room and kitchen, creating a comfortable and functional space for everyday living and entertaining. The kitchen features plenty of cabinetry, granite countertops, and stainless steel appliances. A convenient half bath and laundry room complete the main level. Upstairs, you'll find all three bedrooms along with a full bathroom. LVP flooring throughout the home provides a clean, cohesive look while making upkeep a breeze. Outside, enjoy low-maintenance landscaping and convenient off-street parking. With its modern finishes, thoughtful layout, and newer construction, this home is move-in ready and easy to enjoy!

911 S Preston St, Louisville
905 E Madison St, Louisville
$185,000
2 Beds ⋅ 2 Baths ⋅ 1729427 MLS
No through traffic, no cut-through commuters, just a quiet street minutes from Downtown, NuLu, and the Highlands — close to the action. 10-foot ceilings open up a split-bedroom floor-plan with two nice-size bedrooms on opposite sides of the house... and two full bathrooms. Perfect for roomates. The open kitchen has white cabinetry with soft-close drawers, granite counters, stainless appliances, a GE Profile refrigerator, and a built-in microwave. The house had a huge renovation in 2017 and has newer plumbing, electrical, mechanicals, a 40-gallon water heater, crawlspace vapor barrier, and a Case Foundations french drain system with a lifetime transferable warranty. Case warranty needs to be confirmed.

905 E Madison St, Louisville
815 W Market St Unit 605, Louisville
$175,000
1 Beds ⋅ 1 Baths ⋅ 1729330 MLS
This stylish loft unit—zoned C3—currently operates as both a short- and mid-term rental. It also offers a new owner the ideal downtown living experience, featuring scenic views and walkability to top local destinations. As an investment unit it can be sold fully furnished, offering a seamless transition to immediate cash flow from day one - including the transfer of an active STR licensee. The stylish loft-style layout comfortably sleeps 8 or more guests, maximizing booking revenue for larger groups. Its location is unmatched, within easy walking distance of downtown Louisville's top attractions, world-class museums, and premier stops along the Kentucky Bourbon Trail. Newer Climastemaster HVAC system offers new owner peace of mind. Schedule your private showing today to add a top-tier asset to your portfolio or get ready to call this home!

815 W Market St Unit 605, Louisville
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