The Harbor At Harrods Creek Homes under $400,000

The Harbor At Harrods Creek Homes under $400,000

Welcome to The Harbor at Harrods Creek, a picturesque subdivision nestled in the heart of Prospect, Kentucky, within Jefferson County. This charming community offers a perfect blend of scenic beauty and suburban convenience, making it an ideal place for families, retirees, and everyone in between.

The Harbor at Harrods Creek is renowned for its serene atmosphere, with tree-lined streets and beautiful landscaping that create a peaceful retreat from the hustle and bustle of city life. Residents enjoy easy access to the stunning Harrods Creek, where you can indulge in outdoor activities such as kayaking, fishing, and leisurely strolls along the water’s edge. With its close-knit community vibe, The Harbor fosters a sense of belonging, where neighbors become friends and memories are made.

One of the standout features of this subdivision is the availability of homes under $400,000. This presents a fantastic opportunity for first-time homebuyers or those looking to downsize without compromising on quality or lifestyle. The homes in The Harbor at Harrods Creek boast modern designs, spacious layouts, and inviting outdoor spaces, perfect for entertaining or simply unwinding after a long day.

Additionally, the area is served by highly-rated schools, vibrant shopping centers, and a variety of dining options, ensuring that everything you need is just a stone's throw away. Whether you’re seeking a peaceful retreat or a lively community, The Harbor at Harrods Creek is the perfect place to call home. Discover your dream home today in this enchanting neighborhood!

Newest The Harbor At Harrods Creek Homes under $400,000

5602 Harrods Cove Unit C1, Prospect
$315,000
3 Beds ⋅ 3 Baths ⋅ 1727201 MLS
NEW PRICE! Ideally located in The Harbor at Harrods Creek, this lovely 3 bedroom, 2 1/2 bath condominium with full basement and two car garage offers easy living overlooking Harrods Creek and within minutes to shopping and dining in tony Prospect. The first floor features a bedroom with parquet flooring, a one half bath, laundry room with stackable washer and dryer, an updated galley kitchen with new countertops and tile work. The kitchen opens to the dining and living area which also features a bar area, a sunroom and a screened porch overlooking the verdant rear yard and Harrods Creek. The second floor contains a large primary bedroom with his and her closets and the primary bath has been updated with a walk-in shower and new tile work. The guest bedroom has two closets. There is also full bath and linen closet on the second level. The finished lower level features a large game/living room and additional storage as well as a wet bar. There is also a two car garage with two storage closets. There is only one step from the garage to the living area. The Harbor at Harrods Creek is located just minutes from I-265, I-71 and the new end bridge and has a club house, pool, marina and fitness room. There is plenty of guest parking near the home.

5602 Harrods Cove Unit C1, Prospect
5002 Marina Cove, Prospect
$245,000
2 Beds ⋅ 3 Baths ⋅ 1726280 MLS
Set against the picturesque backdrop of a marina and two peaceful lakes, this townhome-style condominium in The Harbor at Harrods Creek offers a lifestyle that feels tucked away while remaining remarkably convenient to everything Prospect has to offer. Residents enjoy the beauty of the private lakes—whether casting a line, taking in the views, or simply pausing to enjoy the serene setting—as well as a neighborhood filled with attractive surroundings and a community pool perfect for leisurely summer days. Shopping, groceries, dining and everyday conveniences are all close at hand, with easy access to the expressway when your day takes you beyond Prospect. Perhaps one of the best endorsements of this home and community is the fact that its owner has loved living here for 27 years. It's easy to understand why. With exterior maintenance and grounds care handled for you, this is an ideal opportunity for a busy professional, someone ready to simplify the responsibilities of homeownership, or anyone drawn to the ease of a true lock-and-leave lifestyle with the freedom to travel for extended periods. Inside, hardwood flooring extends throughout the main level, beginning with a cheerful kitchen featuring abundant cabinetry, granite countertops and a tile backsplash. A charming bay window creates a sun-filled spot for casual dining, while the kitchen flows naturally into the main living area, where there is flexibility for additional dining space. A corner fireplace anchors the room, but the real focal point may be just beyond the sliding glass doors: a private deck overlooking one of the lakes, creating a wonderful setting for morning coffee, evening cocktails or simply enjoying the view. A conveniently located guest powder room completes this level. Upstairs, the thoughtful floor plan offers two primary suites, each with its own private en suite bath and generous closet space. The rear suite is especially inviting, featuring an updated bath and sliding glass doors opening to a second private deck, where those same peaceful lake views provide a beautiful backdrop to begin and end the day. The lower level adds another layer of practicality and possibility, with a spacious laundry area, abundant storage and flexible space offering potential for additional living or recreational use. A two-car garage is another welcome feature, providing the convenience and storage that can be hard to find in condominium living. After 27 years with the same owner, this special home presents a rare opportunity to enjoy the ease, scenery and convenience that have made The Harbor at Harrods Creek such a coveted Prospect community. With so much taken care of for you, there's simply more time to enjoy where you live—and everything you love beyond it!

5002 Marina Cove, Prospect
6515 Marina Dr, Prospect
$294,900
2 Beds ⋅ 2 Baths ⋅ 1725066 MLS
Welcome to The Harbor at Harrods Creek, one of Prospect's most sought after addresses and right in the heart of all the excitement surrounding the new downtown Prospect development. With Cunningham's and Captain Quarters just around the corner and the creek right outside your door, this is a location that truly has it all. This beautifully remodeled ranch style condo offers two bedrooms and two full baths with a basement, and has been thoughtfully updated from top to bottom and is ready for its next owner to simply move in and start living. The kitchen, sunroom, and flooring were all refreshed in 2019, the deck was replaced in 2024, the primary suite and bathroom were completely renovated in 2025, and a brand new HVAC was just installed in July of 2026. Your monthly maintenance fee covers all your exterior maintenance, lawn care, trash, water, sewer, flood insurance, master insurance, clubhouse and pool. There is nothing left to do here but enjoy it. The four season sunroom is one of the true highlights of this home. With its own heat and air conditioning and stunning views of the creek, it is the kind of space you will find yourself in morning, noon, and night. Step outside to a private courtyard off the primary bedroom for a quiet outdoor retreat, or relax on the new deck and take in the peaceful surroundings that make creek side living so special. On the main level, a pantry just off the kitchen offers convenient storage and can easily be converted back to accommodate a stackable washer and dryer if desired, giving the new owner plenty of flexibility down the road. The basement expands your living space considerably with a comfortable family room, an additional room with a closet that works perfectly as a guest room or home office, and two unfinished areas that offer generous storage. The basement is also fully equipped with laundry and the washer and dryer will remain with the property at no cost to the buyer. Community amenities include a pool, clubhouse, lake, and marina, everything you need to embrace the waterfront lifestyle this neighborhood is known for. Perhaps one of the most practical advantages of this home is what is already covered in the monthly maintenance fee — flood insurance, water, trash, sewer, yard maintenance, and snow removal. Lock the door and go without a worry in the world. Opportunities like this in The Harbor at Harrods Creek do not come along often. Come see it before someone else does.

6515 Marina Dr, Prospect
6497 Marina Dr, Prospect
$275,000
3 Beds ⋅ 3 Baths ⋅ 1724739 MLS
Welcome to waterfront living at its finest in The Harbor—one of Prospect's most sought-after communities. This beautifully updated and meticulously maintained 3-bedroom, 3-bath home offers the perfect blend of comfort, style, and serene natural surroundings. With 2,283 square feet of finished living space, including a walkout basement, every inch of this home has been thoughtfully designed for both everyday living and entertaining. Step inside to a warm and inviting foyer featuring hardwood flooring, leading into a spacious great room anchored by a cozy fireplace. Natural light pours in, and just beyond, a screened porch overlooking Harrods Creek creates a private, tranquil retreat—complete with ceramic tile flooring and ceiling fan—ideal for morning coffee evening relaxation. The kitchen offers both function and charm with 42" cabinetry, hardwood flooring, a bay-window breakfast area, and a full complement of appliances—including washer and dryer. A pantry provides additional storage, while the open dining area with track lighting seamlessly connects to the great room, making entertaining effortless. Upstairs, the expansive primary suite is a true sanctuary, featuring a private bath, dual closets, ceiling fan, solar light, and peaceful water views. Two additional generously sized bedrooms and a full bath complete the upper level. The finished walkout basement delivers exceptional versatility, offering a large entertainment space that opens to a second glass-enclosed and screened porch with a hot tub—your own private spa-like escape. Located in The Harbor in Prospect, this community is known for its resort-style amenities, including a marina, clubhouse, fitness center, tennis courts, sauna/steam room, and playground—all surrounded by the natural beauty of Harrods Creek. Maintenance includes exterior care, groundskeeping, master insurance, and water—providing a low-maintenance lifestyle that lets you focus on enjoying it all. Additional highlights include: • Detached garage with assigned parking • Walkout finished basement • Waterfront setting with creek views • Central air and electric heat If you've been searching for a move-in ready home with scenic views, privacy, and an unbeatable Prospect location—this is it.

6497 Marina Dr, Prospect
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